March is National Nutrition Month, a perfect time to focus on making healthier choices and fueling your body with the right nutrients. But did you know your Flexible Spending Account (FSA) or Health Savings Account (HSA) can help support your wellness goals? These tax-advantaged accounts aren’t just for doctor visits and prescriptions—they can also be a powerful tool in managing health-related expenses. Understanding how to maximize these benefits can help you make smarter financial and health decisions all year long. 

Maximize Your Benefits 

• Tax-Free Savings: Both FSAs and HSAs let you save on taxes by setting aside pre-tax dollars for healthcare expenses 

• Health Focused: Whether it’s nutrition, fitness, or wellness, using these accounts can help you stay on track with your health goals 

• Use It or Lose It: With many FSAs, you must use your funds within the plan year, so it’s crucial to plan ahead to avoid losing money 

• Long-Term Planning: Unlike FSAs, HSAs can roll over from year to year, making them a great long-term option for future medical expenses 

Are Nutrition Expenses Covered? 

Some nutrition-related products and services may qualify as eligible expenses if they are needed for a medical purpose, defined by the IRS as “the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, and for the purpose of affecting any part or function of the body.” So general food and grocery items are not covered, but certain supplements, prenatal vitamins, digestive aids, or even nutritionist services may be eligible if they are used to treat medical conditions and meet specific guidelines. The best way to know what’s covered is to check out resources like the FSA Store and HSA Store for a full list of eligible expenses. 

Eating Nutritious on a Budget 

While FSAs and HSAs won’t cover your grocery bill, there are still ways to eat nutrient-dense foods without breaking the bank: 

1. Plan Ahead: Create a weekly meal plan and grocery list to avoid impulse purchases. 
2. Buy in Bulk: Staples like grains, meats, and frozen vegetables can be more affordable when bought in larger quantities. 
3. Shop Seasonally: In-season produce is often fresher, more affordable, and nutritious. 
4. Reduce Waste: Use leftovers creatively to maximize ingredients and minimize food waste. 

Taking advantage of your FSA or HSA can make a big difference with the right support. At Medcom, we provide FSA and HSA solutions simplifying account management and providing expert guidance, helping you maximize savings while staying focused on your wellness goals. Explore our solutions and take control of your healthcare expenses with confidence.