Happy New Year, all! The holidays are over, and now it’s time to pay for all the Christmas presents you put off on all your credit cards. January is Financial Wellness Month, so of course, we’re ringing in the new year talking about financial goals. According to WalletHub, “saving more money” places in the top three for New Year’s resolutions. We could easily tell you what you should be doing to get your finances in check for this year, but unfortunately, there is no one-size-fits-all strategy. If we asked a group...